Do you like to shop? At Tom’s Pawn Central, you can always find what you’re looking for at a price you’ll love. Why buy from one of those high priced retailers? Tom’s Pawn Central sells quality, new and pre-owned merchandise priced below retail and even wholesale. We invite you to stop by and see our wide selection of diamond and gold jewelry, watches, collectibles, appliances, musical instruments, and more. Tom’s Pawn Central is where luxury is made affordable.


Everyone has unused or unwanted items taking up space at home, such as gold and diamond jewelry, electronics or musical instruments. Don’t ship your precious jewelry off in an envelope to some unknown cash for gold dealer. Sell your gold or other items of value locally at Tom’s Pawn Central.


Do you need cash now to pay an unexpected bill, make your company payroll, help close a business deal or just help you get to your next paycheck? A pawn loan from Tom’s Pawn Central. maybe your solution. The process of getting a loan is easy. A pawn loan, or a collateral loan, is based on an item of value. Pawn loans are convenient, easy and never affect your credit.


Need Quick Cash? Bring us your items! Come to Tom’s Pawn Central to secure a pawn loan on most anything of value. Check out the benefits of a pawn loan:

  • No credit check or impact on your credit
  • Quick, easy and a confidential way to borrow money.
  • A great alternative to a bank loan.
  • Customers can pawn the same items over and over again when they need cash.
  • Lower interest rates offered on larger loans


See something you like or need but it’s a little out our you price range today? Don’t worry. We’ve got you covered! Simply select the jewelry or merchandise you’d like to put on layaway. Next, make a 25% deposit followed by monthly payments according to the layaway agreement. Once item is paid in full, you can pick it up! It’s easy! Plus, our layaway program is fee-free!


Our jeweler is an AJP Accredited Professional, trained since 1984. Also offers laser welding.


Bring in your scrap gold and get quick cash! At Tom’s Pawn Central, we pay top dollar on scrap gold.

We have FIVE locations ready to help you. Visit Claxton, Lyons, Metter, Swainsboro & Vidalia today!